Case of Payday Loan Fraud in Washington
Officers arrested a 22-year-old transient Monday afternoon after she used a counterfeit pay stub in a failed attempt to acquire a $600 payday advance loan.
Officers were called to Quick Cash (12219 E. Sprague) around 2:30 p.m. when Ivy R. Ramos, also known as Ivy Maine, presented the counterfeit Alpha Electrical Contractors pay stub while applying for a loan.
Employees at Quick Cash called the company to verify employment and learned that not only was Ramos not an employee, she had used the same counterfeit pay stub at at least two other bad credit payday loan businesses.
Ramos had completed a signed loan application stating she was an Alpha Electrical employee who takes home $1,300. She told Officer Aaron Childress that she intended to use the $600 quick cash advance to get her car out of impound and to rent a motel room.
Childress seized the counterfeit pay stub and drove Ramos to the Spokane County Jail. He booked her on a felony Forgery count and placed the stub on police property as evidence.
Investigation into other regular and/or no faxing payday loans made by the suspect continues.